Mr Banabihari Panda superannuated from Indian Bank in December 2015 as the President and Whole Time Director of Ind Bank Merchant Banking Services Ltd and concurrently the Managing Director of Ind Bank Housing Finance Ltd.- the two listed Subsidiaries of Indian Bank. His career as an Officer in Indian Bank spanned about 39 years during which period he worked as a Branch Manager, as a Zonal Manager of Bhubaneswar and Mumbai Zone, as DGM, Risk Management in HO, as a Faculty Member in IMAGE, the apex training College of Indian Bank in Chennai. He has Co-authored a Book on “Management Accounting & Financial Management”. He has done MA (Economics), LL. B, MBA, CAIIB, PG Diplomas in Treasury, Investment & Risk Management and in International Banking & Finance. Post retirement, he has been associated with Belstar Microfinance Ltd. for over six years, as a consultant.